first-time home buyer

First-Time Buyers: Should we buy a house before getting married? If you and your partner are talking about buying a home before tying the knot, you’re not alone. I hear this question often from couples looking to buy their first home together - and for a good reason.Buying a home is likely the largest financial investment most people will ever make. It’s completely normal to feel nervous...

First-Time Buyers: Must-Have Discussions Before Buying with your Partner Have you and your "plus one" decided to purchase a home together? It is important to have these 4 discussions BEFORE you submit that first offer, so that you start off the on the same page and have a smoother buying experience.https://youtu.be/lJ_C0TMQ_8E Discussion #1 - Wants vs Needs The first...

Twin Cities, Minnesota: 2026 housing Market Predictions Curious what the 2026 housing market might bring for the Twin Cities? You’re definitely not alone! This is one of the top questions I’m getting from my clients lately. I’m here to give you true, local predictions for the Twin Cities housing market - based on current data, local trends, and what I’m actively seeing day to day...

First-Time Buyers: Whose Credit Score Is Used on a Joint Mortgage? If you are purchasing a home with another person, but aren't sure whose credit score is used for the mortgage - you are in the right place.It's an important question during the financing process, especially if one person has a significantly lower score than the other. This blog shows how lenders calculate the credit score...

first-time buyers: When is earnest money due? Buying a home is already a high-stress process. But when you don't know at what points in the process money is due, the stress can be overwhelming. In this blog, I will break down what earnest money is and the role that it plays when you are buying a home. You'll be better prepared and less anxious when the time comes to submit a winning offer on...